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Why Invest? How should you Invest? Pitfalls While Investing Investment Planning Retirement Planning Cash Flow Planning	Use this expense sheet to find out where your money comes from and where does it go. Once you are through with this exercise, you should be able be tackle your costs more methodically. Enter either monthly amounts or the yearly ones, the other one will be automatically calculated. Income Heads       Income Monthly Annual    Your Post-Tax Salary    Your Spouse's Income    Investment Income    Rental Income    Other Income                                                                            Total Income Expense Heads       Expense Monthly Annual   Household Expenses    Grocery    House Maid    Laundry    Electricity, Water etc.    Phone    Mobile    Transportation    Gas, Cable etc.   Lifestyle Expenses    Books, Newspaper    Clothing    Personal Care    Entertainment    Travel    Holidaying    Eating Out    Partying    Club Membership   Occasions    Festivals    Family Obligations   Child Care    Child care    Child education   Big Ticket    House Rent    Household Gadgets   Fixed Expenses    Home loan Installment    Club Membership    Auto Loan Installment    Insurance Premium    Other fixed outflow                                                                        Total Expenses    RESULT You should be able to save Rs. per month   You should be able to save Rs. per Annum Other Calculators How much do I need     to save for the future? What is my    networth?
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